If you owe money to a variety of people, and are struggling to meet the repayment, you may want to consider entering into an Individual Voluntary Arrangement, or IVA. It is a legal contract entered into by you and your creditors to repay a certain amount of debt each month, for a period of no more than five years. In order to determine the monthly payment sum, your financial situation is considered along with how much debt is owed. The debts will be considered reconciled once the payment sequence is finalized. Any debt unpaid (based on the original amounts) would be voided.

I have received plenty of interest on my pair trading article and the play I entered in both Apple and Research In Motion. I went long Apple and short Research In Motion.

Strange title I know but how else do you describe what is going on in the global finance scene. With the master weave of God and Country which equal patriotism and prosperity, what happens when it all collapses? Chaos! It would be great to believe that there are a few men in a locked room somewhere who were controlling this economic collapse and in just a matter of time they would flip a switch and it would all be ok again but none of us are nave enough to believe such a backwards conspiracy theory.